Platform Capabilities

A Unified Financial Suite

Everything you need to process digital payments, manage merchants, and offer banking services to your customers. All connected through one powerful platform.

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BBPS Bill Payments

Access 20,000+ billers including electricity, water, gas, broadband, FASTag, and DTH.

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AePS

Aadhaar-enabled cash withdrawal, balance enquiry, and fund transfer via biometric auth.

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Money Transfer

Instant domestic remittance using IMPS, NEFT, and UPI with real-time settlement.

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QR Payments

Dynamic and static UPI QR codes for merchants to accept payments from any UPI app.

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Merchant Services

Complete merchant onboarding, virtual accounts, and POS collections.

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API Banking

RESTful API access to all SIVO services for seamless integration into your app.

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