Bharat Bill Payment System (BBPS)
Offer 20,000+ biller payments to your customers — electricity, water, gas, broadband, insurance, DTH, FASTag, and more — through a single SIVO API integration.
20,000+ Billers Across Every Category
Electricity
State DISCOMs, private power companies
Water
Municipal water supply boards across India
Gas
PNG, piped gas supply billers
Broadband
Airtel, JioFiber, ACT, Hathway & more
Mobile
Postpaid bills across all operators
DTH & Cable
Tata Play, Airtel, Dish TV, Sun Direct
FASTag
NHAI FASTag recharge for all vehicles
Insurance
LIC, health, motor premium payments
Education
School, college, university fee payments
Loan EMI
Home loan, personal loan EMIs
Credit Card
Credit card bill payments
Housing Society
Maintenance, club fees
How BBPS Works with SIVO
Customer Input
Customer selects biller category and provides the consumer number or account number.
Biller Fetch
SIVO fetches the outstanding bill amount in real-time from the biller's system.
Payment
Customer pays via UPI, debit card, net banking, or cash agent — all through SIVO.
Confirmation
Instant confirmation to customer and merchant with a unique transaction reference number.
Settlement
Funds settled to the biller within T+0 to T+1. Commission credited to your account.
Key Benefits
- 20,000+ billers across all categories
- Real-time bill fetch and payment confirmation
- Works 24×7 including bank holidays
- Commission on every successful transaction
- T+0 and T+1 settlement options
- Instant payment receipts via SMS & email
- NPCI-certified BBPS infrastructure
- White-label portal available
Ready to Offer Bill Payments?
Add BBPS to your platform and earn commission on every transaction.