One API. All Financial Services.
SIVO API Banking provides a unified RESTful interface to access BBPS, AePS, money transfer, QR payments, merchant services, and virtual accounts — all authenticated with a single API key.
Built for Developer Experience
RESTful Design
Clean, predictable REST API with JSON request/response. Standard HTTP status codes and detailed error messages.
Secure Auth
OAuth 2.0 Bearer token authentication with API key + secret. Automatic token refresh and IP whitelisting.
Webhooks
Real-time event delivery to your endpoint. Signed payloads, retry logic, and delivery logs included.
Sandbox Environment
Full-featured sandbox that mirrors production. Test all scenarios including failures and edge cases.
Rate Limiting
Generous rate limits with clear headers. Burst allowance for high-volume periods.
99.9% Uptime
SLA-backed uptime with geo-distributed infrastructure, automatic failover, and public status page.
Idempotency
Idempotency key support to prevent duplicate transactions on network retries.
Comprehensive Docs
Interactive API reference, code samples in PHP/Python/Node.js, and Postman collection.
Start Building with SIVO API
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