Instant Money Transfer — IMPS, NEFT & UPI
Enable domestic remittance, mobile recharge, DTH top-up, and FASTag recharge through a single SIVO integration. Real-time processing with T+0 settlement.
Enable TransfersEvery Mode of Fund Transfer
IMPS
Immediate Payment Service for 24×7 instant fund transfer. Transfers complete in under 30 seconds with ₹5 lakh daily limit.
NEFT
National Electronic Funds Transfer for batch-mode payments. Available round the clock with higher value transfers.
UPI
Unified Payments Interface — P2P and P2M payments via UPI handles with real-time confirmation.
Mobile Recharge
Prepaid/postpaid recharge across Airtel, Jio, BSNL, Vi, and all operators. Instant activation.
DTH Recharge
Tata Play, Airtel Digital TV, Dish TV, Sun Direct, Videocon recharge instantly.
FASTag
NHAI FASTag recharge for seamless toll payment. All bank FASTags supported.
Limits & Fees
| Mode | Min Amount | Max Amount | Settlement | Availability |
|---|---|---|---|---|
| IMPS | ₹1 | ₹5,00,000 | Instant (T+0) | 24×7, 365 days |
| NEFT | ₹1 | No Limit | 2 hours | 24×7, 365 days |
| UPI | ₹1 | ₹1,00,000 | Instant (T+0) | 24×7, 365 days |
| Mobile Recharge | ₹10 | ₹10,000 | Instant | 24×7, 365 days |
| DTH Recharge | ₹10 | ₹5,000 | Instant | 24×7, 365 days |
| FASTag | ₹100 | ₹1,00,000 | Instant | 24×7, 365 days |
Why Use SIVO for Money Transfer?
All modes in one API
Single integration for IMPS, NEFT, UPI, mobile, DTH, FASTag
Earn commission
Earn on every successful remittance transaction
Full reconciliation
Auto-reconciled reports with webhook notifications
Offer Money Transfer Services Today
Join thousands of agents and businesses already offering remittance through SIVO.
Get Started →